Cybersecurity professionals consider CVE-2026-103895 an immediate threat requiring urgent mitigation.
Status: Received on 16 Oct 2026, 05:17 UTC
Published on: 16 Oct 2026, 05:17 UTC
CVSS Release: version 3
security@wordfence.com
Primary
CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:H/I:H/A:H
CVE-2026-103895: The miniOrange OTP Login, Verification and SMS Notifications plugin for WordPress is vulnerable to Authentication Bypass in versions up to, and including, 5.5.8 via the `mo_by_pass_login()` function. This is due to `mo_delay_otp_process()` short-circuiting the authentication flow before password validation or the administrator intent gate (added in 5.5.6) can run, combined with the Delay OTP grace flag (`mov_last_verified_dttm`) being stored as a `user_meta` row keyed solely by target user ID with no binding to the originating session, cookie, IP address, or device. This makes it possible for unauthenticated attackers to authenticate as any WordPress user — including administrators — by submitting only a known username with the `mo_wp_login_intent=otp` parameter and any non-empty password, thereby inheriting a legitimate user's open Delay OTP grace window without ever supplying correct credentials. Exploitation requires the site to have OTP-only login (`wp_login_skip_password=1`, `wp_login_skip_password_fallback=0`) and Delay OTP Verification (`wp_login_delay_otp=1`) enabled, and the target account must currently be within its configured Delay OTP interval.
The exploitability of CVE-2026-103895 depends on two key factors: attack complexity (the level of effort required to execute an exploit) and privileges required (the access level an attacker needs).
CVE-2026-103895 presents a challenge to exploit due to its high attack complexity, but the absence of privilege requirements still makes it a viable target for skilled attackers. A thorough security review is advised.
A lower complexity and fewer privilege requirements make exploitation easier. Security teams should evaluate these aspects to determine the urgency of mitigation strategies, such as patch management and access control policies.
Attack Complexity (AC) measures the difficulty in executing an exploit. A high AC means that specific conditions must be met, making an attack more challenging, while a low AC means the vulnerability can be exploited with minimal effort.
Privileges Required (PR) determine the level of system access necessary for an attack. Vulnerabilities requiring no privileges are more accessible to attackers, whereas high privilege requirements limit exploitation to authorized users with elevated access.
Above is the CVSS Sub-score Breakdown for CVE-2026-103895, illustrating how Base, Impact, and Exploitability factors combine to form the overall severity rating. A higher sub-score typically indicates a more severe or easier-to-exploit vulnerability.
Below is the Impact Analysis for CVE-2026-103895, showing how Confidentiality, Integrity, and Availability might be affected if the vulnerability is exploited. Higher values usually signal greater potential damage.
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